How to Earn Money in a PayPal Account Without a Credit Card

1. Go to the PayPal.com homepage.
2. Enter your PayPal email address and password, and click the 'Login' button.

3. Click the 'Profile' button.
4. Select the 'Bank account' link located under the 'Financial Information' subsection.
5. Click the 'Add Bank' button.
6. Select the type of account you want to link to your PayPal account. You can select a Checking or a Savings account. Enter your bank account's routing number and account number in the appropriate boxes. Click the 'Continue' button.
7. Select the 'Instant Confirmation' option and enter the username and password used to access your bank account's online banking system. Click the 'Confirm' button.
8. Click the 'Add Funds' link from the PayPal homepage.
9. Select the option to 'Add funds from a U.S. bank account.
10. Select the bank account you added from the drop-down menu and enter the amount you want to transfer to your PayPal account. Click the 'Continue' button. Click the 'Confirm' button. The transferred funds will appear in your account in approximately three to five business days. Alternatively, you can have another PayPal member transfer funds directly to your PayPal email address.
11. Leave the funds in your account. PayPal will pay you interest based on the current Prime rate.